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Visa Classic

Low Rate

Visa Platinum

Rewards

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Introductory Rate

Visa Gold

Cash Back

  

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Rates, Fees and Benefits                                                                    

 Visa ClassicVisa PlatinumSelect VisaVisa Gold
Intro Purchase APR        N/AN/A

0.00% or 7.50%4  for 12 months**After that your assigned purchase rate will apply

N/A
Intro Balance Transfer                       1.99%2 for 6 billing cycles **After that your assigned purchase rate will apply1.99%2 for 6 billing cycles**After that your assigned purchase rate will apply1.99% or 7.50%5  for 12 billing cycles**After that your assigned purchase rate will apply1.99%2 for 6 billing cycles**After that your assigned purchase rate will apply
Purchase APR 7.25%, 10.25% or 13.25%19.25%, 12.25% or 15.25%17.50%, 9.50% or 11.50%19.25%, 12.25% or 15.25%1
Balance Transfer APR 7.25%, 10.25% or 13.25%69.25%, 12.25% or 15.25%67.50%, 9.50% or  11.50%69.25%, 12.25% or 15.25%6
Cash Advance APR 12.75%, 16.25% or  19.25%3 14.75%, 18.25% or 21.25%312.75%, 14.75% or 16.75%3 14.75%, 18.25% or 21.25%3
Balance Transfer Fee2% of the transfer amount2% of the transfer amount3% of the transfer amount2% of the transfer amount
Late FeeUp to $35Up to $35Up to $35Up to $35
Cash Advance Fee5% (minimum fee $5, maximum $100)5% (minimum fee $5, maximum $100)5% (minimum fee $5, maximum $100)5% (minimum fee $5, maximum $100)
Foreign Transaction Fee2% of the transfer amount2% of the transfer amount3% of the transfer amount2% of the transfer amount
Annual FeeN/AN/A$35.00N/A
 RewardsN/A1 point for each $1 spent in qualifying purchases, Earn up to 17,000 bonus points in the first yearN/A1% of each dollar spent in qualifying purchases.
Product Enhancements Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services SCORECARD® Bonus Point Rewards Program, Travel Accident Insurance, Auto Rental Collision Damage Waiver, Roadside Dispatch & Travel Emergency Services Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services

 SCORECARD® CashBack Rewards Program, Travel Accident Insurance, Auto Rental Collision Damage Waiver, Roadside Dispatch & Travel Emergency Services

Shopping Bonus N/A

ScoreMore™

Earn Bonus Points  - 2X, 3X, 4X or more at participating retailers online and in-store

 N/A

N/A

Online AccessFREEFREEFREEFREE

1. Purchases APR- Variable Rate based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

 2. Balance Transfer APR - This Rate will not change during the introductory period. Applies to balance transfers processed within three months of the account open date. After that, your APR will be the same as your assigned purchase rate, based on your credit worthiness; this APR will vary based on the Prime Rate.

3. Cash Advance APR - Variable Rate based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

4. Intro Purchase APR - Variable Rate based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

5. Intro Balance Transfer - Variable Rate based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

6. Balance Transfer APR - Variable Rate based on your creditworhtiness. This APR will vary with the market based on the Prime Rate.

IMPORTANT INFORMATION REGARDING  IBERIABANK CREDIT CARD APPLICATIONS

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