IMPORTANT INFORMATION REGARDING
IBERIABANK CREDIT CARD APPLICATIONS
(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)

Requirements include, but are not limited to:

• Minimum 6 months length of employment with current employer
• Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )
• Verification of information provided by applicant will be performed; additional documentation may be required. (Verifications apply to, but are not limited to, employment, identity, and information furnished by the credit reporting agencies)
• Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application - IBERIABANK will contact you to obtain this information.

VISA SELECT

• Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date.
  
• Low Ongoing Variable Rate APR after introductory period of Prime +4.25%
  
• No transaction fee for balance transfers
• 25 Day grace period
• Online access to credit card account information
  
  

VISA CLASSIC

• No annual membership fee
• Low, variable rate APR
• Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
• 25 Day grace period
• Online access to credit card account information
  
  

VISA GOLD

• Earn 1% in cash back credit on all qualifying purchases
• No limit on cash back; no expiration date on eligibility for accounts in good standing
• Travel accident coverage up to $500,000
• No annual membership fee
• Low, variable rate APR
• Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
• 25 Day grace period
• Online access to credit card account information
  
  

VISA PLATINUM

• Earn 1 bonus point for every $1 in qualifying net retail purchases
• Turn your points into hotel, travel, gift or experience rewards
• Travel accident coverage up to $1,000,000
• No annual membership fee
• Low, variable rate APR
• Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
• 25 Day grace period
• Online access to credit card account information